Atal Pension Yojana 2020- अटल पेंशन योजना प्रीमियम चार्ट pdf- अटल पेंशन योजना रजिस्ट्रेशन, Atal Pension Scheme 2020:

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  • Atal Pension Yojana आवेदन फॉर्म | APY Online Registration | पीएम अटल पेंशन योजना आवेदन | APY Chart & Benefits | Atal Pension Scheme 

  

अटल पेंशन योजना को श्री नरेंद्र मोदी जी के द्वारा 1 जून 2015 को शुरू किया गया था. इस योजना के तहत  लाभार्थियों की 60 वर्ष की आयु होने के बाद 1000 रु से लेकर 5000 रु तक की धनराशि पेंशन के रूप में हर महीने दी जाएगी. Atal Pension Yojana के तहत पेंशन की धनराशि लाभार्थियों  को उनकी आयु और उन्ही के द्वारा किये गए निवेश के आधार पर  निश्चित की जाएगी | अगर दुर्भाग्यवश किसी कारण लाभ्यर्थी की मौत हो जाती है. तो ऐसी अवस्था में लाभ्यर्थी की पेंशन उसकी पत्नी को दी जाएगी, और पति पत्नी दोनों की मौत के बाद वह पेंशन की धनराशि  उल्लेखित नॉमिनी को दी जाएगी|, यानि की जिसका भी परिवार में  से आप नाम लिखवाएगे. उसे पेंशन की धनराशि दी जाएगी. हमने इस लेख में आपको अटल पेशन के लिए आवेदन कैसे करना है, आवशयक दस्तावेजों जैसी सभी जानकारियां साँझा की है 

Atal Pension Yojana was launched by Shri Narendra Modi on 1 June 2015. Under this scheme, after the age of 60 years, the amount of Rs 1000 to Rs 5000 will be given as pension every month. Under Atal Pension Yojana, the pension amount will be fixed to the beneficiaries based on their age and the investment made by them. If unfortunately the beneficiary dies due to some reason. In such a situation, the pension of the beneficiary will be given to his wife, and after the death of both husband and wife, the amount of pension will be given to the mentioned nominee, that is, whichever of the family you will write the name. He will be given pension amount.In this article, we have shared all the information like how to apply for Atal Passion, necessary documents. 

Also Check –  SSPMIS Beneficiary Pension Status

Atal Pension Yojana 2020 Highlights

Name of the scheme Atal Pension Yojana 
Started by  central government 
Launched  2015 
Beneficiary People from unorganized areas of the country  
Purpose  pension 

अटल पेंशन योजना 2020: (APY 2020) 

अटल पेंशन योजना के लिए आपकी आयु  18 से 40 वर्ष होनी अनिवार्य है. अगर आवेदक की आयु 18 वर्ष की है तो , उसे हर महीने 210 रूपये का प्रीमियम  देना होगा. और  जिनकी आयु 40 वर्ष है तो उन्हें 297 से लेकर  1 ,454 रूपये तक का प्रीमियम देना होगा | इस पेंशन योजना के तहत आवेदक का अपना एक बैंक खाता होना अनिवार्य है. और वह बैंक खाता आपके आधार कार्ड से लिंक होना चाहिए. यह योजना का लाभ सरकारी नौकरी करने वाले कर्मचारियों के लिए नहीं है. वह इसके लिए आवेदन नहीं कर सकते है. जो लोग इस योजन के लिए पात्र है. वह किसी भी राष्ट्रीयबैंक में जाकर अटल पेंशन योजना का खाता खोल सकते है| और इस अटल पेंशन योजना २०२० का लाभ सकते है. 

For the Atal Pension Yojana, you must be 18 to 40 years old. If the applicant is 18 years old, then he will have to pay a premium of Rs 210 every month. And those age is 40 years; they will have to pay a premium ranging from 297 to 1, 454 rupees. It is mandatory for the applicant to have a bank account of his own under this pension scheme. And that bank account should be linked to your Aadhar card. The benefit of this scheme is not for government employees. They cannot apply for this. Those who are eligible for this scheme. He can open the account of Atal Pension Yojana by going to any National Bank. And you can benefit from this Atal Pension Scheme 2020. 

अटल पेंशन योजना का उदेशय:  Objective of  Atal Pension Yojana: 

अटल पेंशन योजना 2020 में निवेश करने के बाद लाभार्थियों को 60 वर्ष की आयु के बाद  हर महीने पेंशन मिलेगी. जिससे व्यक्ति को उंसके बुढ़ापे में मदद मिलेगी. अगर दुर्भाग्यवश किसी कारण लाभ्यर्थी की मौत हो जाती है. तो ऐसी अवस्था में लाभ्यर्थी की पेंशन उसकी पत्नी को दी जाएगी, और पति पत्नी दोनों की मौत के बाद वह पेंशन की धनराशि  उल्लेखित नॉमिनी को दी जाएगी|, यानि की जिसका भी परिवार में  से आप नाम लिखवाएगे. उसे पेंशन की धनराशि दी जाएगी. 

After investing in the Atal Pension Yojana 2020, the beneficiaries will get pension every month after the age of 60 years. This will help the person in their old age. If unfortunately the beneficiary dies due to some reason. In such a situation, the pension of the beneficiary will be given to his wife, and after the death of both husband and wife, the amount of pension will be given to the mentioned nominee, that is, whichever of the family you will write the name. He will be given pension amount. 

अटल पेंशन योजना नई अपडेट: Atal Pension Yojana New Update: 

अटल पेंशन  योजना में इस साल में एक नई  अपडेट आयी है, अब  किसी भी समय पेंशन को बढ़ाया या घटाया जा सकता है. इस पेंशन योजना के तहत  इस स्कीम में रजिस्टर्ड 2.28 करोड़ सब्सक्राइबर्स को लाभ मिलेगा. इस  सुविधा एक जुलाई से शुरू कर दिया गया है. PFRDA ने एक  निर्देश जारी किया है, की  सभी बैंकों को साल में किसी भी समय पेंशन राशि में कमी या वृद्धि को प्रोसेस करना होगा. सबसे जरुरी बात एक वित्त वर्ष में एक बार ही इस सुविधा  का लाभ उठाया जा सकेगा. 

A new update has come in the Atal Pension Yojana this year, now the pension can be increased or reduced at any time. Under this pension scheme, 2.28 crore subscribers registered under this scheme will get benefits. This facility has been started from July 1. The PFRDA has issued a directive that all banks will have to process any decrease or increase in pension amount at any time of the year. The most important thing is that this facility can be availed only once in a financial year. 

अटल पेंशन योजना के लाभ: Benefits of Atal Pension Yojana  

अटल पेंशन योजना के आपको   क्या क्या लाभ मिलेंगे,  वह इस प्रकार है. 

What are the benefits of Atal Pension Yojana, it is as follows. 

  • APY योजना का लाभ केवल भारत के लोग ही उठा पाएगे.  
  • Only people of India will be able to take advantage of the APY scheme. 
  • Atal Pension Yojana के द्वारा आपको 60 वर्ष की आयु होने पर, केंद्र  सरकार  आवेदक को 1000 रूपये से लेकर 5000 रूपये तक की मासिक पेंशन देगी. 
  • Atal Pension Yojana, at the age of 60, the Central Government,The applicant will pay a monthly pension ranging from Rs 1000 to Rs 5000. 
  • Atal Pension Yojana के तहत  पेंशन की धनराशि  आवेदक के द्वारा किये गए निवेश और उसकी  आयु के आधार पर दी जाएगी.   
  • Under Atal Pension Yojana, the pension amount will be given on the basis of investment made by the applicant and his age. 
  • अगर आवेदक 1000 रूपए हर महीने  की पेंशन लेना चाहता हैं , तो आवेदक को 18 साल से  लेकर  42 साल की आयु तक हर महीने  210 रूपये का प्रीमियम भरना होगा. 
  • If the applicant wants to get a pension of Rs 1000 every month, then the applicant has to pay a premium of Rs 210 every month from the age of 18 to 42 years. 
  • और जो आवेदक  40 साल की उम्र के होंगे , वह   297 से लेकर  1 ,454 रूपये तक का प्रीमियम देंगे. 
  • And the applicants who will be 40 years of age will pay a premium ranging from Rs 297 to Rs 1, 454. 
  • अब आप APY 2020 का लाभ उठा सकते है | 

अटल पेंशन योजना 2020 के लिए निवेश प्रक्रिया: Investment Procedure for Atal Pension Scheme 2020: 

अटल पेंशन योजना के तहत जो व्यक्ति रोज  7 रूपये बचाकर महीने का 210 रूपये का निवेश करेगा. उस व्यक्ति को साल का  60 हज़ार रूपये तक  की पेंशन मिलेगी. परन्तु उसे यह निवेश अपनी  18 वर्ष की आयु से करना पड़ेगा. इस योजना में यह सुविधा भी है , जो व्यक्ति अटल पेंशन योजना में निवेश करता है, उसे सेक्शन 80 के तहत टैक्स छूट का भी लाभ मिलता है। अगर आप इस योजन के लिए  इस्छुक है , तो आप जल्द से जल्द आवेदन कर सकते है. 

Under the Atal Pension Yojana, a person who saves Rs 7 a day will invest Rs 210 a month. That person will get a pension of up to 60 thousand rupees for the year. But he will have to make this investment from the age of 18. This scheme also has this facility, the person who invests in the Atal Pension Yojana also gets the benefit of tax exemption under section 80. If you are interested in this scheme, you can apply as soon as possible. 

Aloso Read : Punjab Ghar Ghar Rozgar Yojana 2020

APY Scheme Contribution Chart:  

Age of entry Years of contribution First Monthly pension of Rs.1000/- Second Monthly pension of Rs.2000/- Third Monthly pension of Rs.3000/- Fourth Monthly pension of Rs.4000/- Fifth Monthly pension of Rs.5000/- 
18 42 42 84 126 168 210 
19 41 46 92 138 183 224 
20 40 50 100 150 198 248 
21 39 54 108 162 215 269 
22 38 59 117 177 234 292 
23 37 64 127 192 254 318 
24 36 70 139 208 277 346 
25 35 76 151 226 301 376 
26 34 82 164 246 327 409 
27 33 90 178 268 356 446 
28 32 97 194 292 388 485 
29 31 106 212 318 423 529 
30 30 116 231 347 462 577 
31 29 126 252 379 504 630 
32 28 138 276 414 551 689 
33 27 151 302 453 602 752 
34 26 165 330 495 659 824 
35 25 181 362 543 722 902 
36 24 198 396 594 792 990 
37 23 218 436 654 870 1087 
38 22 240 480 720 957 1196 
39 21 264 528 792 1054 1318 
40 20 291 582 873 1164 1454 

अटल पेंशन योजना 2020 के लिए आवश्यक दस्तावेज और पात्रता- Documents required for Atal Pension Yojana 2020 

अटल पेंशन योजना 2020 के लिए जो पात्रता और आवश्यक  दस्तावेज़ होने चाहिए , वह इस प्रकार है.  

(The eligibility and necessary documents for the Atal Pension Yojana 2020 are as follows.) 

  • आवेदक एक  भारतीय नागरिक होना चाहिए | 
  • Applicant must be an Indian citizen. 
  • आवेदक की आयु 18 से 40 वर्ष होनी चाहिए | 
  • The age of the applicant should be 18 to 40 years. 
  • आवेदक के पास  आधार कार्ड आवश्यक है. 
  • Aadhar card is required with the applicant. 
  • उसका पहचान पत्र होना चाहिए. 
  • He should have an identity card. 
  • स्थायी पता का प्रमाण 
  • Proof of permanent address 
  • अभी की पासपोर्ट साइज फोटो चाहिए. 
  • Want a current passport size photo. 
  • आवेदक का सही मोबाइल नंबर देना होगा. 
  • The correct mobile number of the applicant will have to be given. 
  • आवेदक का अपना  बैंक खाता होना आवश्यक है. और बैंक खाता आधार कार्ड से लिंक होना चाहिए | 
  • Applicant must have his own bank account. And the bank account should be linked to the Aadhaar card. 

अटल पेंशन योजना 2020 के लिए आवेदन  करने की प्रक्रिया: Procedure for applying for Atal Pension Scheme 2020: 

अटल पेंशन योजना 2020 के लिए आवेदन  करने के  लिए आपको निचे लिखे चरणों का पालन करना होगा. 

To apply for Atal Pension Yojana 2020, you have to follow the below steps. 

  • सबसे पहले आपको  किसी भी राष्ट्रीय बैंक में अपना बचत खाता खुलवाना होगा. 
  • First of all, you have to open your savings account in any national bank. 
  • अब  आपको प्रधानमंत्री अटल पेंशन योजना के लिए आवेदन फॉर्म में कुछ बाते पूछी जाएगी,  जैसे की आपका आधार कार्ड , आपका मोबाइल नंबर आदि भरना होगा. 
  • Now you will be asked some things in the application form for Pradhan Mantri Atal Pension Yojana, such as filling your Aadhar card, your mobile number etc. 
  • उस फॉर्म को अपने  बैंक मैनेजर के पास जमा करवाना होगा. 

That form has to be submitted to your bank manager. 

  • अब अंत में  आपके सभी पत्रों का सत्यापन किया जाएगा, और  अटल पेंशन योजना के अंतर्गत आपका बैंक खाता खोल दिया जायेगा | 
  • Now finally all your letters will be verified, and your bank account will be opened under Atal Pension Yojana. 

Important links For Atal Pension yojana 2020

Official WebsiteClick Here
APY User GuidelinesClick Here
Atal Pension Yojana FAQClick Here

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